Risk Disclosure Statement
Effective: January 1, 2025 • Version 1.0
Critical Warning
READ THIS CAREFULLY: NiveSense is NOT registered with SEBI. We provide research analysis for informational purposes only.
⚠️ You can lose ALL your invested capital in stock markets
1. What we provide
Research Analysis Only: We provide financial market research and analysis for informational purposes only. We do NOT provide investment advice or recommendations.
We are NOT: Licensed investment advisors, SEBI-registered portfolio managers, certified financial planners, or stock brokers.
2. Investment risks you face
Market Volatility
- • Stock prices can drop suddenly and significantly
- • Economic events can cause market disruptions
- • Political developments impact market performance
- • Global events affect Indian stock markets
Company-Specific Risks
- • Individual companies may face operational challenges
- • Management decisions can significantly impact stock prices
- • Industry disruptions can affect specific sectors
- • Financial performance may not meet expectations
Other Risks
- • Liquidity issues may prevent buying/selling when needed
- • Currency fluctuations can impact returns
- • Inflation can erode real returns over time
- • Regulatory changes may affect investments
3. Limitations of our research
Data & Analysis Limitations
- • Data sourced from third parties may contain errors or delays
- • Historical data does not guarantee future performance
- • AI algorithms cannot predict unprecedented events
- • Analysis is based on available public information only
4. Your responsibilities
ALL INVESTMENT DECISIONS ARE ENTIRELY YOURS
- • Conduct your own due diligence before investing
- • Assess your risk tolerance and financial situation
- • Consult with SEBI-registered investment advisors
- • Never invest based solely on our research
- • Never invest more than you can afford to lose
5. Virtual portfolio limitations
Virtual trading is different from real trading:
- • No actual money is at risk in virtual portfolios
- • Real trading involves transaction costs and taxes
- • Emotional factors in real trading are not replicated
- • Virtual performance does not guarantee real trading success
6. Potential for loss
⚠️ YOU CAN LOSE ALL YOUR INVESTED CAPITAL
- • Losses can exceed your risk tolerance
- • Recovery from losses is not guaranteed
- • Emergency situations may require selling at losses
- • Investment decisions may result in missed opportunities
7. Our liability
Zero liability for investment outcomes: NiveSense accepts no liability for investment losses. We are not responsible for decisions based on our research. Our liability is limited to subscription fees paid.
8. Before investing
Recommended actions:
- • Consult with qualified financial advisors
- • Assess your risk tolerance and financial situation
- • Diversify your investment portfolio appropriately
- • Understand the companies you're considering
- • Maintain an emergency fund separate from investments
- • Never invest more than you can afford to lose
Questions about risks?
Contact us for clarification on any risk-related questions.
Email: [TO BE UPDATED]
Legal Jurisdiction: Uttarakhand, India
Acknowledgment Required
By using NiveSense, you confirm that you:
- • Have read and understood all risks outlined above
- • Understand that investing carries substantial risk of loss
- • Know that we provide research analysis, not investment advice
- • Accept that all investment decisions are made independently by you
- • Will not hold NiveSense liable for any investment losses
- • Understand we are not SEBI-registered