Privacy Policy
Effective: 10-07-2025 • Last Updated: 10-07-2025 • Version 1.0
Introduction
This Privacy Policy describes how Nivesense collects, uses, processes, and protects your personal information when you use our research analysis platform. We are committed to protecting your privacy and ensuring the security of your personal data.
Our Platform provides financial research analysis services and is NOT registered with SEBI. All services are for research analysis and informational purposes only.
Information We Collect
Personal Information You Provide
Registration Information:
- • Full legal name
- • Email address
- • Phone number
- • Password (encrypted and stored securely)
Payment Information:
- • Billing details processed through PayPal
- • Subscription plan selection
- • Payment history and transaction records
Automatically Collected Information
Usage Data:
- • Pages visited and time spent on Platform
- • Features accessed and frequency of use
- • Click patterns and navigation behavior
- • Device information (browser type, operating system)
- • IP address and geographic location (general)
Information We Do NOT Collect
- • PAN card numbers (as we are not SEBI registered)
- • Bank account details
- • Actual trading or investment information
- • Social security or government ID numbers
- • Biometric data
How We Use Your Information
Primary Uses
Platform Operations:
- • Providing research analysis services
- • Managing your account and subscriptions
- • Processing payments through PayPal
- • Delivering requested research analysis reports and insights
- • Maintaining virtual portfolio tracking
AI Model Training and Enhancement
We use aggregated and anonymized data to:
- • Improve our research algorithms
- • Enhance search capabilities
- • Develop better analytical tools
- • Train our agentic search engine
Important: Individual user data is never used to train models that could identify you personally.
Information Sharing and Disclosure
We Do NOT Share Your Personal Information
We do not sell, rent, lease, or share your personal information with third parties for their marketing purposes.
Limited Sharing Circumstances
- • Payment Processing: PayPal receives necessary payment information to process subscriptions
- • Legal Requirements: When required by law, court order, or legal process
- • Business Operations: With service providers who assist in Platform operations (under strict confidentiality)
Data Retention and Deletion
Post-Subscription Data Handling
Based on your initial consent choice during registration:
Retention Option
- • Account data maintained indefinitely
- • Research history preserved
- • Virtual portfolio information retained
- • Access to historical data if you resubscribe
Deletion Option
- • Complete data deletion within 30 days
- • Permanent removal of all personal information
- • Deletion of research history and portfolio data
- • No recovery possible after deletion
Data Security
Technical Safeguards
- SSL/TLS encryption
- Encrypted data storage
- Secure authentication
- Regular security audits
Administrative Safeguards
- Limited data access
- Employee confidentiality
- Security training
- Incident response
Physical Safeguards
- Secure data centers
- Access controls
- Environmental protections
- Monitoring systems
Your Security Responsibilities
- • Use strong, unique passwords
- • Keep login credentials confidential
- • Log out after each session
- • Report suspicious activity immediately
Your Privacy Rights
Access and Control
You have the right to:
- • Access your personal information
- • Update or correct your data
- • Download your data (data portability)
- • Request deletion of your information
- • Modify your privacy preferences
Children's Privacy
Our Platform is not intended for users under 18 years of age. We do not knowingly collect personal information from minors, market to individuals under 18, or allow account creation by minors. If we discover that a minor has provided personal information, we will immediately delete such information.
Updates to This Privacy Policy
We may update this Privacy Policy to reflect changes in our practices, comply with new legal requirements, enhance user privacy protections, or improve clarity and transparency.
Notification of Changes
- • Updated policy posted on Platform
- • Email notification for material changes
- • 30 days' notice for significant modifications
- • Continued use constitutes acceptance
Governing Law
This Privacy Policy is governed by Information Technology Act, 2000, Information Technology (Reasonable Security Practices) Rules, 2011, and other applicable Indian privacy laws. Jurisdiction: Courts of Uttarakhand, India.
Contact Information
For privacy-related inquiries, contact us:
Email: [PRIVACY EMAIL]
Phone: [PHONE NUMBER]
Address: [COMPANY ADDRESS]
Data Protection Officer: [DPO EMAIL]
Response Time: Within 30 days
Acknowledgment
By using our Platform, you acknowledge that you have: read and understood this Privacy Policy, agreed to our data collection and processing practices, understood your rights and responsibilities, and consented to the use of cookies and tracking technologies.